Savings

Are you looking to save for your future? An upcoming expense? Maybe you want more return for your savings?

Whatever Your Needs May Be, We're Here to Help!

Savings & Club Accounts

Every member has a Regular Savings Account. Depositing $10 into this savings represents your share of ownership in Greater Kentucky Credit Union, which entitles you to take advantage of any of our accounts and services. You can also earn competitive quarterly dividends.

  • Savings & Club Accounts

    Regular Savings

    Instant Issue Debit Card available for withdrawals. No Monthly Service Fees. Earns Quarterly Dividends on balances greater than $50.00 Easy to use, no fee E-Services to access your accounts online or over the phone. Free 24-hour ATM access at thousands of Alliance One Networks

    Club Accounts


    Open a Christmas Club and Get Ahead of Holiday Spending!

    Does Christmas sneak up on you (and your wallet!) every year? Well why not get ahead of the game! With a $10.00 opening deposit, you could start savings year round for the upcoming, year end expense. We make it easy to save with the direct deposit capabilities or regular payroll deductions. The Christmas Club can also be opened up at any time of the year!

    Ready for Your Next Vacation? Open a Vacation Club and Start Saving Today!

    Have you been dreaming of the perfect summer getaway? Maybe you'd rather have a nice week in fall to enjoy the brisk air and falling leaves! Whatever vacation you're daydreaming of, we can help you save. This account can also be opened at any time of the year with a $10.00 deposit. Set up direct deposit or payroll deductions for easy saving and watch your club account grow!

Certificates of Deposit

Earn more for your deposit and make your savings work for you!

  • Certificates of Deposit
    Greater Kentucky Credit Union offers a variety of options of Certificates to our members. Explore all of our options from a 90 Day Super Saver to a 5 Year Jumbo Certificate! Achieve a high return on your deposit while having the peace of mind that your funds are federally insured by the NCUA to at least $250,000 per account. We have various terms and minimum deposits available, please see our Rates Page and Fee Schedule for more information.

Individual Retirement Accounts

Explore all of our IRA options to find the best account to fit your future!

  • Individual Retirement Accounts

    Traditional IRA

    Traditional IRAs offer tax-deferred earnings, and the possibility for tax-deductible contributions. These tax advantages make the traditional IRA a powerful tool in creating a balanced, long-term savings plan. Individual Retirement Accounts (IRAs) were originally designed to help you save for retirement, but with all the options available you can also save to buy your first home or for a child's college education.

    Roth IRA

    This IRA offers more incentives to boost your retirement savings, as well as more ways to use your nest egg. Unlike Traditional IRAs, your contributions to a Roth IRA are never tax-deductible. However, the money in your Roth IRA, including earnings, can be withdrawn tax-free.

    Coverdell Education Savings Account

    The Taxpayer Relief Act of 1997 created the Education IRA, now known as the Coverdell ESA. Its sole purpose is to help you pay for your child's education expenses, such as tuition, fees, books, supplies, equipment, and, in some cases, room and board and computers.

    IRA Passbook

    You know you need to start saving for retirement but aren't sure where to begin – with an IRA Passbook, you can start slow and increase your IRA as your budget permits. As long as you are receiving a paycheck, you are never too young to start saving for retirement. $25 minimum to open (no minimum with payroll deduction). Dividends compounded and paid quarterly. Payroll deduct as little as $5 per pay period. No set-up or annual fee.

    IRA Certificates

    90-Day Super Saver Certificate & IRA

    With a 90-Day Super Saver Certificate or IRA, you can earn a higher dividend while maintaining the flexibility to move the funds after 90 days. $500 minimum to open. Renews every 90 days. Dividends compounded and paid quarterly. Payroll deduct as little as $5 per pay period. No set-up or annual fee.

    2-Year Flex IRA Certificate

    Flexible IRA Certificates will allow owners to increase the rate once per term of the Certificate if the Certificate rate on 2-Year Certificates increase. Payroll deduct as little as $5 per pay period. Pays the same as any 2-Year Certificate. No set-up or annual fee.

    6-Month, 1, 2, 3 and 5-Year IRA Certificates

    At Greater Kentucky, the possibilities to grow your IRA are endless. 6-Month, 1, 2, 3 and 5-Year IRA Certificates require a minimum of $1,000 to open.

Money Market Accounts

Want to earn higher dividends while still maintaining the liquidity of a regular savings? A Money Market Account may be right for you. It's a great way to save money while you earn more!